06 FJR insurance dropped like a rock!!

[Greg E.]

I talked to my agent today, getting ready to pickup my FJR in May and insuring my VF500F (liability only) for the coming season. When we checked Progressive, they wanted $1300 for the FJR alone. When we checked another carrier ( I forget the name), it was $398 for liability on both bikes and the works on the FJR. I don't think that Progressive is really serious about saving anyone any money.

 

[Riceman]

Interesting the spread of quotes and actual payments for Progressive....and for others companies mentioned as well. I just asked for a quote off Progressive's web site, 300/300/100 w/$1000 deductable, and was quoted $387.00/year....yes, per year. That was for an 07 FJR. I couldnt get it to work from the "already insured" with Progressive page...said I had to call them for a quote. So, the $387 is without knowing I already have a bike insured with them.

While I like some of the other quotes presented in this thread, I will most likely stick with Progressive when my FJR finally arrives.

I'm gald this question was raised though....I had done a No-No. Put a downpayment on the FJR, before checking to see what the insurance was going to cost me. Whooo....dodged that bullet! :yahoo:

 

[ScrapeApe]

My Geico insurance on my 06A dropped from $445 to $263/yr (Jax, FL). Wife said it was a renewal discount. I dunno. But I'll take it.

 

[WVFJR]

I just put a down payment today on a 07. My insurance co(dairyland) gave me a quote of $514.00 a year for the works. $1000.00 deductable.

Bill

 

[MinnFJR]

Welp, need to thank you folks, kindof. All the insurance talk here sent me scrambling to see if my nicely priced insurance was all it was supposed to be. In a word? Nope. No wonder it was only 178 for full coverage with 1000 ded....(long time State Farm customer, Experienced Rider Course, experienced rider, multiple vehicle, no tickets/crashes) Thought I was covered under PIP but apparently MN doesn't require that on bikes? Recreational vehicles or something? I'll have to make the adjustment and I'll be adding UI/UnderI also.

And thanks all for inadvertently pointing out my ignorance! :dribble:

 

[Nikk]

I just spoke with State Farm Ins. in Maryland about a plicy for my 2006 FJR. I have a clean driving record and been riding street since 1986

Liability

100/300/50

100/300 BI - bodily injury

50 PD - property damage

Uninsured

100/300/50

100/300 BI - bodily injury

50 PD - property damage

Deductables $250

Premium [SIZE=12pt]$892[/SIZE]

Similare policy quotes of the web:

GMAC : $633

Progressive : $301

I'm seriously considering moving everything to Progressive!

 

[Honzo]

I was working with California BAR and they told me that 1/3 of all drivers on the road in California are uninsured. If you think about the people that can't afford insurance, I figure some cannot afford it because they have too many tickets...perhaps the most likely people to hit you???

...Or they are undocumented. Who needs insurance when you don't have citizenship?

 

[RatoneMuerto]

Like a previous poster in the Communist State of Mass,the Texas fagislators know what is best for us.Progressive has never been a good deal here and I will stick with Dairyland(650/yr with multibike coverage).Thirty plus years of good rates and better service when I needed it.

 

[Midlifefjr]

I moved from Progressive to the Lizzard/Gecko.

 

[Bounce]

er...

my Dairyland has NEVER been that high ($700+). it started at ~$500 and dropped each year until now it's about $250 (100/300/50 full coverage).

 

[BMort]

I'm a big fan of Progressive in CT.

$500,000 Liability

$1,000,000 Uninsured/ Underinsured Motorist coverage

$100 ded Comp, $100 Ded Collision

1999 Yamaha VStat 650== $197 per year

2006 Yamaha FJR 1300==$418 per year

2005 Yamaha XT 225==$123.

Claims service couldn't be fairer or faster.

BMort

er...
my Dairyland has NEVER been that high ($700+). it started at ~$500 and dropped each year until now it's about $250 (100/300/50 full coverage).

 

[Farkles]

:angry2: progressive is on crack just did an online quote $1400.00 per year on an 07 no tickets accidents and general coverage. :dribble:

 

[Midlifefjr]

:angry2: progressive is on crack just did an online quote $1400.00 per year on an 07 no tickets accidents and general coverage. :dribble:

I live in California - bought a cruiser a year ago and paid $400 to Progressive. Later in the year I bought a 2007 FJR. They wanted an additional $1800. I bought through Geico at $400.

 

[Timbo2015]

I just got my new insurance bill from Geico. It dropped from $256 down to $196 per year. This is for full coverage with $1000 deductibles on collision and comprehensive. Nice surprise.

 

[taylorj111]

I had Markel for my goldwing and I was paying 315.00. When I called to add my 2007 ae to the policy thay wanted an extra 1200 just for the fjr1300!!! (perfect driving record, over 25 years riding experience,never had a claim)!!!!!!! I dropped them and went with Geico. Got both covered for 585.00

 

[El Toro Joe]

Erie Insurance $287 per year with a $500 deductable

 

[OhioFJR1300]

Erie Insurance $287 per year with a $500 deductable

I'm just down the street from you, can you tell me what coverage you for Liability and Uninsured/ Underinsured Motorist, any additional items like towing, or safety gear covered?

 

[FJRSTAR]

Interesting the spread of quotes and actual payments for Progressive....and for others companies mentioned as well. I just asked for a quote off Progressive's web site, 300/300/100 w/$1000 deductable, and was quoted $387.00/year....yes, per year. That was for an 07 FJR. I couldnt get it to work from the "already insured" with Progressive page...said I had to call them for a quote. So, the $387 is without knowing I already have a bike insured with them.
While I like some of the other quotes presented in this thread, I will most likely stick with Progressive when my FJR finally arrives.

I'm gald this question was raised though....I had done a No-No. Put a downpayment on the FJR, before checking to see what the insurance was going to cost me. Whooo....dodged that bullet! :yahoo:

Yes mine even dropped considerably after I trashed the '04. Got a new '05 and the Progressive premium eventually dropped.

 

[gumba]

If you don' have noninsured motorist you don't have ****.

 

[El Toro Joe]

Erie Insurance $287 per year with a $500 deductable

I'm just down the street from you, can you tell me what coverage you for Liability and Uninsured/ Underinsured Motorist, any additional items like towing, or safety gear covered?

liability - 100k/person, 300k acc, property damage 100k/acc

uninsured/underinsured - bodily injury 100k/person 300k acc