BentAero
Well-known member
Insurance varies wildly from state to state. Anyone know who is price competitive in No. Carolina?
Dairyland is not sold here. Progressive is outragous!
Dairyland is not sold here. Progressive is outragous!
Don't know who is the best, but I know that State Farm is trying to discourage motorcycle policies in most areas of NC.
I did some minor shopping around and landed a good quote and excellent customer service (so far) from AAA Carolinas. I used the Wilmington office but did everything via email and phone with them.
BTW, I have been a State Farm customer since 1978 and have their "guaranteed insurability" status, multiple policies, homeowners etc. with them. They obviously and simply do not want my motorcycle business.
Off the top of my head that seems comparable to my coverage and rate with them. AAA Carolinas was almost half of State Farm for identical coverages.Whoa! Hold the phone! Just got back the AAA quote. Almost seems "to good to be true" if you know what I mean... This is FAR less than anyone else has quoted me. Do you guys see any flaws here?
Bodily Inj 50/100
Prop Dam 50
Unisured 50/100
Underinsured 50/100
Comp 500 ded
Coll 1000 ded
All for $218.96 per 6mo. / $437.92 yr.
And that includes a $20. 'policy' fee. I'm going to call the guy Thursday and confirm everything, but his quote has my name, address, reads "2007 Yamaha FJR1300AWR", the works...
They just quoted me $293 for a year! $313 with the uninsured motorists (not shown in this quote)Progressive is outragous!
That doesn't seem too bad, does it? It's about $200 less than the guy doing my house and cars.Vehicle #1 -2007 YAMAHA FJR1300
Transport Trailer:
No coverage
Bodily Injury & Property Damage:
$25,000 person/$50,000 accident/$10,000 property damage
Uninsured/<br>Underinsured Motorist Bodily Injury:
$25,000 person/$50,000 accident UM
Medical Payments:
No coverage
Uninsured Motorist Property Damage:
No coverage
#1
Comprehensive:
$250 Deductible
Collision:
$250 deductible
Roadside Assistance coverage:
No coverage
Custom Parts and Equipment:
1000
Don't know who is the best, but I know that State Farm is trying to discourage motorcycle policies in most areas of NC.
I did some minor shopping around and landed a good quote and excellent customer service (so far) from AAA Carolinas. I used the Wilmington office but did everything via email and phone with them.
BTW, I have been a State Farm customer since 1978 and have their "guaranteed insurability" status, multiple policies, homeowners etc. with them. They obviously and simply do not want my motorcycle business.
Whoa! Hold the phone! Just got back the AAA quote. Almost seems "to good to be true" if you know what I mean... This is FAR less than anyone else has quoted me. Do you guys see any flaws here?
Bodily Inj 50/100
Prop Dam 50
Unisured 50/100
Underinsured 50/100
Comp 500 ded
Coll 1000 ded
All for $218.96 per 6mo. / $437.92 yr.
And that includes a $20. 'policy' fee. I'm going to call the guy Thursday and confirm everything, but his quote has my name, address, reads "2007 Yamaha FJR1300AWR", the works...
His name is Kevin Brunson. AAA Carolinas 704.377.7701 [email protected]
My buddy just got a policy for his new Ducati ST3S from Kevin for just over $400. year...
A follow up to Donalds suggestion: I called Kevin Brunson at AAA and had my coverages upped to the 100/300/100 for a whopping $8.Watch your limits people..............50k aint squat these days.........if you have any assets you better protect them kuz after the 50k is gone there coming after your assets.............you better get 100/300 liability limits coverage and do as I do and secure an umbrella liability policy to kick in, in case the limits are breached, in my case I got a 1 million umbrella which covers not only my motorcycle liability but all my auto liabilities for all 3 vehicles and my homeowners liability should someone be injured while on my property/house. This is what I do for a paycheck..........trust me on this one 50k aint enough!
I guess I'll give AAA a call also. Mine was quoted from Erie as $570/year but when I received the bill, it was $750/year. Agent said she could only give me an estimate on the phone, but the underwriter figures up the actual cost. That "estimate" pretty much sucked. I'm a AAA member so I'll try that also. Reading other posts makes it sound like $750/year really isn't that bad but I'm always up for saving a few hundred dollars when I get a chance!A follow up to Donalds suggestion: I called Kevin Brunson at AAA and had my coverages upped to the 100/300/100 for a whopping $8.Watch your limits people..............50k aint squat these days.........if you have any assets you better protect them kuz after the 50k is gone there coming after your assets.............you better get 100/300 liability limits coverage and do as I do and secure an umbrella liability policy to kick in, in case the limits are breached, in my case I got a 1 million umbrella which covers not only my motorcycle liability but all my auto liabilities for all 3 vehicles and my homeowners liability should someone be injured while on my property/house. This is what I do for a paycheck..........trust me on this one 50k aint enough!
(I already have the million $ umbrella policy)
Sort of a no-brainer.
Thanks Donald.
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