Chart for Various Brand/Type Bikes

[FJRacer]

Does anyone know of a site that allows you to check the approximate costs of insurance for a specific model BEFORE you buy it? Would be helpful since I'm considering a Ducati.

 

[mk2wilson]

I doubt there is one since rates very so much from person to person. When I'm considering a bike I just do an online quote prior to pulling the trigger.

 

[SkooterG]

Different insurance companies will give you wild and varying quotes for the same bike. That's why you have to shop around and call them directly.

That being said, I believe Progressive's website will you give you a 'quote' for a potential purchase.

 

[airboss]

Don't have a chart.

I can tell ya that I have Dairyland and the Ducati 848 is less than half the cost of the FJR for the same coverage.

??? go figure ???

 

[SLK50]

If you have to ask you can't afford it.

 

[FJRacer]

If you have to ask you can't afford it.

Phunny! But not the least bit accurate in this case.

 

[FJRacer]

Don't have a chart.
I can tell ya that I have Dairyland and the Ducati 848 is less than half the cost of the FJR for the same coverage.

??? go figure ???

I think this just confirms my opinion that Ins. Companies know very little about the Bikes or Bikers they insure.

From past experience I can assure that I am more aggressive, and more likely to "get in trouble" on a Duc than an FJR in nearly every scenario.

The Lady adjuster for my totaled FJR was pathetic. Played to my favor. Never ask about saddlebags or other accessories that I pulled off Bike. Had no clue what she was looking at.

 

[SkooterG]

Totaled FJR? Ouch. Was there a story on here that I missed?

And if you don't mind, why the switch to a Ducatti? Those bikes are completely different imho.

 

[FJRacer]

Totaled FJR? Ouch. Was there a story on here that I missed?
And if you don't mind, why the switch to a Ducatti? Those bikes are completely different imho.

The facts of the wreck were well documented on the "Other" Forum.

I can give you an abbreviated version. 04 that I'd own 6+ years hit gravel in a curve on that "Leaf-peepers" Tour in W Va. back in Oct.

Overall one of the top 3 Bikes I've owned so IF I live long enough..................................AND I get rid of this fricken KLR taking up room in my garage, I will likely own another FJR.

Rode the ST3 today. Lots to like..............but I didn't "HAVE-TO-HAVE-IT"! Did a fast 20 miles and was quite relieved to get back on my FZ. Ducs are an acquired taste. Owned an ST2 for about a year so I'm aware the eccentricities.

Hope this provides incite.

 

[juniorfjr]

I know the insurance companies give bikes a rating, which gives them a relative differential for each bike. Old man bikes like the fjr don't rate as highly as litre bikes, etc. An agent might share with you.

 

[FJRacer]

I know the insurance companies give bikes a rating, which gives them a relative differential for each bike. Old man bikes like the fjr don't rate as highly as litre bikes, etc. An agent might share with you.

Surprisingly my FZ1 got a premium withing $2-3 of the FJR. Farm Bureau seems to rate by cost of Bike. And the ONLY way they will make a quote, is if I provide a serial #. Aggravating! I'm likely gonna pay whatever the cost BUT I'd like to know before I buy just in case there is some screwy deviation in their calculations. Ins. on all the current Bikes is very reasonable. I don't want to add something to the Garage that's gonna cost more than the pleasure derived.