Financing Deal from MamaYamaha

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Not a horrible deal for those looking to finance an '07 or new leftover '06 (if you can find one) FJRhttps://www.yamaha-motor.com/sport/webpromo...etails_7_9.aspx
:dntknw: My guess is, you could probably do better at your credit union. :dntknw:
In some cases (actually, probably most cases) yes. Understanding that the rules for joining a credit union have been softened, perhaps not everyone can join one. If you can do better...great. Was just throwing this out there in case someone could benefit from it.

 
My loan through my credit union was 6.9% for 60 months. I would have preferred a shorter loan but right now I have better things to be putting my money into.

 
Not a horrible deal for those looking to finance an '07 or new leftover '06 (if you can find one) FJRhttps://www.yamaha-motor.com/sport/webpromo...etails_7_9.aspx

I financed my '05 through these a**holes. I qualified for their best credit rate and didn't make any late payments, no missed payments, no nothin' - but the pieces of regurgitated skunk carcasses in their finance dept. bumped me a percentage point anyway - I guess because it was a "credit card". :angry2: Scroo 'em. Paid it off and got out from under those bait-and-switch bastages.

 
Not a horrible deal for those looking to finance an '07 or new leftover '06 (if you can find one) FJRhttps://www.yamaha-motor.com/sport/webpromo...etails_7_9.aspx

I financed my '05 through these a**holes. I qualified for their best credit rate and didn't make any late payments, no missed payments, no nothin' - but the pieces of regurgitated skunk carcasses in their finance dept. bumped me a percentage point anyway - I guess because it was a "credit card". :angry2: Scroo 'em. Paid it off and got out from under those bait-and-switch bastages.

Yeah...but tell us how ya really feel!

 
<credit union loan underwriter>The Yamaha financing is "revolving" debt as opposed to "installment" debt. You will pay more interest under a revolving account due to how finance charges are calculated. That type of loan will also lower your credit score because a new revolving account puts a dent into your "available credit ratio" (open to buy) - how much total limit you have compared to your total balance of all your revolving accounts.

A huge amount of credit unions are "community-based" in that their charter allows them to sign up people who usually live, work, or worship in a particular geographical area. Credit union rates are usually lower than commercial banks. Look in your yellow pages under "Credit Unions", not "banks" :p </credit union loan underwriter>

I financed my '05 through these a**holes. I qualified for their best credit rate and didn't make any late payments, no missed payments, no nothin' - but the pieces of regurgitated skunk carcasses in their finance dept. bumped me a percentage point anyway - I guess because it was a "credit card". :angry2: Scroo 'em. Paid it off and got out from under those bait-and-switch bastages.
That's called a "reserve", and the dealer would normally get about 75% of that 1% interest as profit.

 
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Not a horrible deal for those looking to finance an '07 or new leftover '06 (if you can find one) FJRhttps://www.yamaha-motor.com/sport/webpromo...etails_7_9.aspx
If you just put this up today,correct me if I'm wrong ,but didn't this expire about 2 weeks ago?
Their lead-in hyperlink says:

On New Yamaha FJR1300 MotorcyclesAs low as 7.9% APR for up to 72 months*

Promotion ends August 31, 2007
...but they did not update the actual page...

 
Financed through my local bank, 2 points lower than Yamaha.

 
Damn.... :dribble: .....& now I'm missing getting screwed over by the finance companies that the manufactures have farmed out to, to replace my 04.....ya I'll pass & keep my 04.....

 
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72 months?! Who the hell would finance a bike for 6 friggin' years? :blink:
Most Harley owners. :blink:
Sheesh for the price of a Harley they offer as much as ten years!Rather moronic rates too.I am only paying 1.9 percent if I borrow at all. That is the rate I get when I borrowed against my securities.I rarely use outside financing unless it has a triple zero plan.

 
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