HaulinAshe
Well-known member
I have been insured with State Farm for 30 years. When I bought the FJR (used) back in March, I never second-guessed about insurance and went straight to my SF agent. It's time for renewal now and I have become a better educated consumer, thanks to this forum and the Internet.
While shopping around for some insurance quotes I ran across AAA. Comparing my State Farm coverages and rates to the AAA, showed more than several hundred dollars per year savings. State Farm only offered me what they call E4 coverage for Comprehensive. Following is what the AAA rep had to say about that type of coverage:
FWIW The AAA rep has been extremely helpful and patient.
While shopping around for some insurance quotes I ran across AAA. Comparing my State Farm coverages and rates to the AAA, showed more than several hundred dollars per year savings. State Farm only offered me what they call E4 coverage for Comprehensive. Following is what the AAA rep had to say about that type of coverage:
I thought this tidbit of info, if not just old news to everyone, might help somebody else.What you have mentioned is someting I have always considered odd about the State Farm motoryclce policies. (I worked for State Farm for 5 years.) The State Farm policy does not give you a true comprehensive coverage. Th E4 coverage protects you only against the things mentioned. Anything else would fall under your collision which for most people means a higher deductible. Our policy offers a true comprehensive coverage. Therefore, our policy would cover you against all things mentioned under the E4 coverage as well as acts of nature like hail storm, hitting an animal, etc.
FWIW The AAA rep has been extremely helpful and patient.