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Message: <blockquote data-quote="BigOgre" data-source="post: 1267059" data-attributes="member: 8712">About a year and half ago I got tired of my hard-working, money-in-the-bank, alligator arms, 22 year old son always asking to borrow my EZ-Pass.  Told him to apply for his own and that's when I found out/realized he never had a credit card.  With no past credit history it wasn't as easy as I thought for him to get a decent card.I don't know what else your daughter has going on but I'm sure you realize another benefit to this purchase is that it could definitely help build her credit background.  When my son found his new-to-him 2012 Silverado a few months ago he felt great knowing he could do it all on his own (although he was also shrewd enough to ask me to co-sign for the better rate. <img src="https://www.fjrforum.com/forum//public/style_emoticons/default/wink.png" alt="" class="fr-fic fr-dii fr-draggable " style="" />)  Hope she really enjoys it and thanks for the nice story.</blockquote>