Track day insurance

[Fencer]

Has anyone had any experience with biffing their bike at a track/class/school day? Not actually racing.

I was wondering if a wreck at "school" would be covered since you are not racing. I've never been and am looking forward to going soon. Are there companies that show up and offer a 1 day deal?

Yes, this should prob go to another sec on the forum, but why be diff from everyone else and post in the right place

 

[Rickster]

I don't know about all policies -- but from my experience:

If you're at a Track Day, or Racing -- your policy won't cover accidents.

If you're at an advanced rider training, or MSF, or defensive rider course -- your policy should cover accidents.

You gotta check your policy carefully.

 

[DucatiSSsp]

Has anyone had any experience with biffing their bike at a track/class/school day? Not actually racing.
I was wondering if a wreck at "school" would be covered since you are not racing. I've never been and am looking forward to going soon. Are there companies that show up and offer a 1 day deal?

Yes, this should prob go to another sec on the forum, but why be diff from everyone else and post in the right place

If You bin your bike at a track day, just tell your insurance co. that it happened on one of your local curvy roads. Just hope your tires aren't

worn to the edges with tell-tale signs of roadracing.

 

[vectervp1]

The trackdays around here try to promote the events as some sort of self paced closed circuit rider training course. I know they point out there is no racing involved and instructors will be out to assist people if they need it. Even then, I think it would be a hard sell.

 

[camera56]

Here's another one to think about . . . your medical insurance. I checked my policy. I'm not covered if I'm racing or doing something "illegal," but am covered if I'm on a track taking a course.

 

[Goobr]

I'm a few months late gettin' to the party, huh?

FWIW now, I would think without a police report, it'd be pretty tough to claim your motorcycle damages, OTOH, your medical will pick you up unless there is a specific exclusion for "rider training".

March of last year, I went down at Barber Motorsports Park in T5 and broke all the ribs on the left side of my body and I never had a bit of problems with my healthcare provider. When I had to fill out the forms as to "what happened", I simply wrote that I was attending a motorcycle rider improvement program. Needless to say, I don't reckon I improved very much that day! LOLOLOL

I didn't even submit a claim for my bike. I figured it was pointless but maybe I should have tried. YMMV