Bad day for me...06 down

I put my 06 FJR down in a left turn this morning. I washed the bike early and then left for a day trip with a group from my church. Had just left the house (wet tire and early morning damp roads) and was turning left from a stop sign. For the conditions, I gave it too much trottle just as I was finishing the turn, lost the rear tire and went down hard. I was wearing leather, even though it was already 75 degrees heading toward 90, and a full face helmet - I thank God for both of them! I got some road rash even through the leather and hit my head hard on the road, damaging the helmet from the back left all the way around to the face shield. I'm ok but very sore in many places. Two pickup trucks stopped quickly to help move the bike and make sure I was OK.

Enough of my sad story...would love to have insight from riders more experienced than me (I've never been down before and am not sure where to start with repairs, insurance, etc.) I have a $500 deductible and don't want to file a claim unless the repairs are fairly over that amount. The left fairing including mirror will need to be replaced, the left engine part cover the protrudes in front of my foot, saddle bag (or just the painted lid part). That may be all. The handle bar didn't touch, the clutch lever has only a slight abraision on the tip, as do the side stand, center stand, and foot peg. Is this a lot of damage, or is it minor? Also, should I expect any mechanical problems as a result of the crash - steering, tires, things coming loose, bent parts I can't see, etc? This was just a fall and slide, neither the bike or me hit any other objects. Any help and wisdom would be appreciated. Thanks.

Picture posted here...

Kenneth

Fishers, IN

Kenneth...you need to take more of a side profile shot to see the damage better....but before anything else you should order frame sliders (just in case) it were ever to happen again....sorry for your spill ....good luck with the repairs ....

K-2 said:

I have a $500 deductible and don't want to file a claim unless the repairs are fairly over that amount. The left fairing including mirror will need to be replaced, ...

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BUZZZ! We have a winnah! Say no more. There's your deductible right there.

the left engine part cover the protrudes in front of my foot, saddle bag (or just the painted lid part). That may be all. The handle bar didn't touch, the clutch lever has only a slight abraision on the tip, as do the side stand, center stand, and foot peg. Is this a lot of damage, or is it minor? Also, should I expect any mechanical problems as a result of the crash - steering, tires, things coming loose, bent parts I can't see, etc? This was just a fall and slide, neither the bike or me hit any other objects. Any help and wisdom would be appreciated. Thanks.

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That's what you pay your premiums for. Take it in and get it repaired completely. Saddle bags can be costly without anything else considered. IIRC it's something like MSRP $600 each.

Thanks...here are better pictures added to the same link:

Closer pictures...

Can I start now? Or should I wait a day or two?

From the pics It only looks to be cosmetic damage.

As far as a claim. Evaluate

Who your carrier is.

How long you've been with them.

Your relation with your agent (this could make a diff)

You may be able to buff/airbrush over the scratches for very little cost.

Or just ride a bike with character and tell the gal at the bar how you slid 100 feet under an 18 wheeler to do a duck and run from the cops. The fell over at a stop sign story may not be as impressive

But if you do do (I said Doodoo giggle) a claim. include your helmet and leathers. that may be your deduct right there.

All this gives me another idea.

Kenneth,

I had a low-sider a few weeks back (maybe at a slightly higher speed) and the damage was well in excess of $2,000 (replacement of helmets and clothing not included).

I agree with Bounce, use your insurance and get the bike fixed. I doubt you could have damaged the sub-frame supporting the cowling and mirrors and I would expect your steering or fork to be still intact.

Stef

teerex51 said:

...I doubt you could have damaged the sub-frame supporting the cowling and mirrors and I would expect your steering or fork to be still intact.

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The mirror arm is bent upward, so whatever the mirror is mounted to under the cowling is bent. The cowling cracked at the mirror base. Is that sub-frame?

To complete the repairs yourself will end up costing you waaaay more than an insurance claim. Just remember Gary McCoy at University Motors when it comes time to buy all replacement parts, you will save yourself a ton of money.

This is not intended to be a sales pitch in any way, but get yourself some frame sliders ASAP. Fairings are a very spendy item to replace on any motorcycle.

Kenneth,

I assume the M.Y.2006 FJR1300 to be of similar construction to the previous model. Unfortunately, the exploded view of your bike is not yet available on-line so I can't check for differences.

On the previous model, mirros fold up and back so the damage may only be limited to your LH mirror.

A fall like you described could have broken the ABS tabs that join the various fairing parts and the headlight assembly together. Only way to find out is by taking the fairing apart.

Like I said, your sub-frame may still be intact (that's a $250 item BTW).

Stef

Howdy K-2,

Sorry about your slide and I am glad you are fine. I had a left low-side about a two months back and my advice is to go for insurance repair. Mine had a little more extensive damage and the sum went to almost $7000.00. Just the side case alone is almost your deductible, and the mechanic will find more broken things in your bike than meet the eye. After all, that is why you pay insurance, istn't it?

Bummer about your asphalt-surfing, Kenneth....

Concur with others; your repairs will be a significant amount above your $500 deductible.

Recoverying from these incidents is why we pay hefty insurance premiums we do, so relax and take advantage of it. If you're driving record is decent, a reputable company shouldn't raise your insurance premiums due to a single claim. So don't hesitate to get it fixed right!

[SIZE=12pt]K-2,[/SIZE]

[SIZE=12pt]Glad you weren't seriously injured. I agree with our other members...file an insurance claim. Have it fixed by a dealer that you know has a reliable Service Department & then get back in the saddle ASAP. [/SIZE]

[SIZE=12pt]Also consider taking a rider education course. It sounds like (please don't be insulted) that this mishap could have been prevented if you were more aware of the conditions you discribed.[/SIZE]

[SIZE=12pt]Be Safe...and Ride Again Soon![/SIZE]

Well, 4 respected FJR gurus have spoken so we have a consensus.

Sorry to hear about your unfortunate incident and I'm thankful for witnesses aware enough to avoid you then be willing to help.

At least you've done two very important intellectual exercises: First, analyzed the event and techniques that led to the incident, and second, admitted issues of personal responsibility. One assumes you are mentally rehearsing the correct procedure....dang, I hate wet roads.

Be sure and include your helmet and riding gear (including boots and gloves) that were damaged in the fall.

Wounded pride: A terrible thing to live with. Almost as bad as looking at your wounded FJR.

War Machine said:

[SIZE=12pt]K-2,[/SIZE][SIZE=12pt]Also consider taking a rider education course. It sounds like (please don't be insulted) that this mishap could have been prevented if you were more aware of the conditions you discribed.[/SIZE][/font]

[SIZE=12pt]Be Safe...and Ride Again Soon![/SIZE]

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Not insulted in the slightest. That is excellent advice and I greatly appreciate it. I've been riding 8 years and have never had formal trainging. You are right...this one was easily avoided if I only knew. The fact that it was avoidable makes my aching body and broken FJR much worse!

K-2,

Also remember my motto:

My body will heal itself (eventually), but my beloved bike I will have to pay for!

Sorry to hear your incident.

Since the bike is friggin brand new -- +1 on insurance claim.

Save the removed parts, and keep for spares in the unlikely event that it happens again, or to someone else that may prefer to just buff out you old skins/covers.

That is why our insurance is going,goingand still going to go up because of non wrecks with others. If it is cosmetics bite the bullet and pay for it your self. From what I have seen a little shopping on the net and a good painter you save your premium from at doubling for several years. i would do a line item cost of repair andf compare yours to the estimate . Remember you already have 500.00 into it

Just a different twist of thought and approach.............