So, I understand that he took financial responsibility but did Mr. Ladder truck end up getting any sort of a citation?
Yep, he received a citation for failing to secure a load. And by the way, it wasnt on/in a truck. It was riding on the top of a Subaru Forester. I'm talking a 20-foot extension ladder sitting on his luggage rack! If it was tied down, you couldn't tell from how lightly it lifted in the air and flew at us! Or so Kevin says, I didnt actually see it until we were hitting it.
I noted while in Arkansas a slew of billboards cautioning drivers about motorcycle riders, be careful, watch out, be aware. That sort of thing. I'm guessing because they have so very many riders there. From the EMTs to the ER staff we heard countless stories of accidents in their neck of the woods.
You know, when you think about it, once the one thing that did go wrong - said ladder carried by aforementioned ******* - everything went right. There was no oncoming traffic, there were no stationary objects on the side of the road for us to hit, we became separated from the tumbling bike, and on and on.
In terms of the insurance, I was a little surprised that his insurer. SF (you fill in the rest), seems to think that the add-ons (my seat back which is now bent at a permanent 45 degree angle, the fractured bar risers - the little pins are sheared off, etc.) are "personal preference" and thus they're not part of the bike itself. So, while they've totaled the scooter, and given him a fair price for it, he may end up eating the cost of the rest. I had to argue to be paid for the brand new digital camera that was hanging on my wrist and was completely destroyed. I'm not through negotiating, but still. SOBs. That's all I'm going to say about THEM!
Mary