Exactly! When I was in the reserves in the Marines I was living in Florida at the time. A bunch of us, along with a bunch of guys from Texas all went to a school in New Jersey for our summer training. We had one guy there from Connecticut. Temps were in the upper 80's and man were we all loving life. We got a good football game going and were having a great time. However, the guy from Connecticut was sweating bullets and kept complaining about the heat and how could we possibly be out there playing ball in this weather.
When I lived in Cleveland for a year we laughed because people started complaining once it went over 85F. Over 90F and you thought people were going to die. We had a couple of days over 95F and you thought it was the end of days. Of course we had some "Cold" weather here in Dallas when we hosted the superbowl and the visiting fans from Green Bay just laughed at the weather and were wearing sweatshirts at the max.
It just depends on what you are used to. Some folks here do actually park their bike all summer long. I can't do that though, gotta ride some for sure or I start to get the shakes.