My first answer is yes....but it also depends on the length of the trip.
I have an Olympia mesh jacket.....with the liner in it, along with my Gerbings liner, it is good into the low 40s.........if I were on a trip where I was expecting hours of low 40s, I would wear my textile jacket.
But.....last year, we went to Colorado in early August.....we saw temps from low 90s, down to the teens.......I was totally comfortable with my mesh/liner over Gerbings gear.
I have an Olympia mesh jacket.....with the liner in it, along with my Gerbings liner, it is good into the low 40s.........if I were on a trip where I was expecting hours of low 40s, I would wear my textile jacket.
But.....last year, we went to Colorado in early August.....we saw temps from low 90s, down to the teens.......I was totally comfortable with my mesh/liner over Gerbings gear.