In what category dose the FJR fit into?

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EasyRider

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The list of bike types in the second paragraph dose not show "Super Sport Touring". It dose list "Super Sport" and "Touring".

So where do you all think the FJR fits in?

Link to Insurance Information Institute

Quote from the above link.

By Type of Motorcycle:

According to the Insurance Institute for Highway Safety (IIHS), riders of “supersports” motorcycles have driver death rates per 10,000 registered vehicles nearly four times higher than for drivers of other types of motorcycles. Supersports have more horsepower than conventional motorcycles and can reach speeds of up to 190 mph. They are built on racing platforms and are modified for street use. The bikes are popular with riders under the age of 30. The bikes are light-weight and aerodynamically styled. In 2005, these bikes registered 22.5 driver deaths per 10,000 registered vehicles compared with 10.7 deaths for other sport models (related to supersports but do not have the acceleration, stability and handling of supersports). Standards and cruisers and touring bikes, with upright handlebars, have rates of 5.7 and 6.5 per 10,000 vehicles. In 2005, supersports accounted for 9 percent of registrations, and standards and cruisers made up 51 percent of registrations. Among fatally injured drivers, the IIHS says that drivers of supersports were the youngest—with an average age of 27. Touring motorcycle drivers were the oldest, 51 years old. Fatally injured drivers of other sports models were 34, on average; standard and cruiser drivers were 44 years old. Speeding and driver error were bigger factors in supersport and sport fatal crashes. Speed was cited in 57 percent of supersport riders’ fatal crashes in 2005 and in 46 percent for sport model riders. Speed was a factor in 27 of fatal crashes of riders of cruisers and standards, and for 22 percent of riders of touring models.

Collision Losses by Type: The IIHS says that supersports have the overall highest insurance losses under collision coverage among the motorcycle classes, almost four times higher than for touring models and more than six times higher than for cruisers. Nine of the ten motorcycles with the highest losses were supersports. Claim frequency is driving the high losses for supersports, meaning that they are involved in more collisions than other types of motorcycles—there were 9 claims per 100 insured vehicle years for supersports models, compared with 2.3 for all models. The models surveyed were all 2002-2006 models. Touring motorcycles had the most expensive claims because they are the most expensive to purchase. Supersport models are the most popular with thieves—with average loss payments for theft losses per insured vehicle years of $246 for 2002-2006 models, seven times higher than the average for all motorcycles. Supersport models had the highest frequency of thefts—31.8 per insured vehicle year, compared with cruisers and touring models which had the lowest at 1.1 claims per insured vehicle year. However, touring models had the highest average loss payments—$15,696, reflecting their high purchase price and upgrades.

More interesting crash data from the Insurance Institute for Highway Safety

 
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The FJR is a Sport Touring motorcycle. I guess you could add super to it, but that wouldn't quite fit.

It's got a powerful engine, aerodynamic styling, and a very high top speed but it's not a race platform modified for street use like, say, a Ducati Desmo.

My insurance company doesn't show me any sub-designation for my bike. I'm sure that internally they know exactly what it is, what it's capable of and who rides them.

 
Whichever is cheaper.

Lot of squid riders in the SS category skew the figures...therefore the higher costs.

Most feejer owners are..uuhmmmm older and less squiddly...'course there's one in every crowd.

 
I think we must fit into the Touring area of the data.

Old middle age and up fat guys. :D But not as bad as the Gold Wing guys. :p

 
If talking to another rider It's a Super Sport Touring machine.

If your talkin to the insurance man.....Touring. slow, lethargic, old dude, touring. nothing super about it :rolleyes:

 
......According to the Insurance Institute for Highway Safety (IIHS), riders of “supersports” motorcycles have driver death rates per 10,000 registered vehicles nearly four times higher than for drivers of other types of motorcycles. Supersports have more horsepower than conventional motorcycles and can reach speeds of up to 190 mph. ......

I do not think the FJR will go that fast , althought lord knows I tried.

My insurance company considers my FJR a "touring bike" but they only care how many cc's a bike has , what it costs and what accessories I have added to it.

KM

 
......According to the Insurance Institute for Highway Safety (IIHS), riders of “supersports” motorcycles have driver death rates per 10,000 registered vehicles nearly four times higher than for drivers of other types of motorcycles. Supersports have more horsepower than conventional motorcycles and can reach speeds of up to 190 mph. ......

I do not think the FJR will go that fast , althought lord knows I tried.

My insurance company considers my FJR a "touring bike" but they only care how many cc's a bike has , what it costs and what accessories I have added to it.

KM

Ditto.

Displacement, replacement and farkles.

Those were the big three questions when I insured.

 
This has already been discussed...painfully so....on the forum many, many, many times including specific answers to your question.

If you want to dust off an old thread and read how it's been beat up..try searching on iihs site:fjrforum.com.

Closing duplicate....unless somebody can demonstrate new ground not already covered.

 
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