My advice would be to get quotes from every insurance co you can think of. If they have online and phone quotes available, do both. When I checked around last February before taking posession of my baby, I got rate quotes from $675 (Progressive-Drive) to $1700 (progressive-online) to $1950 (progressive-phone) all on the same day. Markel had the audacity to quote around $4700/yr for nearly identical coverage, needless to say I laughed hystericlly at the lady and hung up. Geico was better at $2700, but still laughable. State farm would have been competative if I had switched the other vehicles and house policies, but I didn't want to deal with all that.
I was 30 yrs old, no traffic voilations, CDL holder with company required defensive driving yearly, married, homeowner, with 1 M/C accident filed on insurance nearly 4 yrs prior. Needless to say these quotes shocked me after the $176/yr I was paying for identical coverage on a 2002 Honda Magna.
Call around and get quotes, and if you don't like what you hear. . .call back tomorow with the same info. I have recieved vastly different quotes when I called back and asked for a quote and talked to a second person at the same company without giving them the quote number from the day before.
David