+1 to what Skooter said.
I've had (2), yes two vehicles stolen in my lifetime, so I'm probably already over my allowance.
Neither were anything special.
1986 Honda Wagon, was taken for a joy ride, then attempted to be dumped in a river but it got hung up on the river bed. They actually did more damage recovering the vehicle than the thief did.
The car was eventually totaled (again credit to the towing company). All contents recovered, including my golf clubs, and my Valentine one. They even left the tools they used to steal the car in the car (dumb *****).
I had a 1989 Nissan Pickup jacked too. It was never recovered. It probably made it into the river. It was allegedly used in some home burglaries that evening, according to some witnesses of said burglaries.
In either case I didn't want either of them back (though I do miss that truck). Insurance was more than fair in both cases.
I suspect my bike would be trashed if stolen and I probably wouldn't want it back either. The farkles on the other hand...