Well, went and tried on the Hydro Tour, the Adventurer? and a few others the dealer has about. Not really impressed with any of them. The HT was actualy the nicest fit, but the sleeves seemed insanely tight. Was only wearing a thin sweatshirt, so can't imagine how hard it would be to put the jacket on wearing a warmer sweater.
As a comparison, I tried on a few "foul weather" jackets at a local ski/backpack store. The Titanium Jacket by Columbia has all the features I would like, was warm, but of course had no armour, or was made from heavy "slide protective" material.
Will look around some more, but can see using this wearing a lightweight armoured jacket underneath if I have to.
KM