NC_Yank
Well-known member
NC_Yank did say it jestal.With that said, I personally thinks it should be a personal decision for experienced riders if they want to strap a helmet onto their head but at the same time if they get seriously maimed then my insurance and taxes should not pay for their foolishness.......regardless to who is at fault. I do think that all young and new riders should be required to wear a full face helmet.
Also if you went to my link you will see that horseback riding, motorcycling, snowmobiling and more activities get rejected by insurance. Even though it is illegal to not give them insurance that doesn't mean the provider has to cover them if injured in any of these activites.
Thanks Sparky,
I am by far no fan of insurance companies.....or government for that matter. Both are a necessary evil if you will.
We have to remember that insurance companies are a business and as a business they are their to make money, there is nothing wrong with that. Making money in that line of business requires scrutinizing who you are going to insure.
As I said before, I dont care if you rear a helmet or not........however my premiums should reflect that I do wear a helmet, have taken various safety courses and my driving record reflects such..........my premiums should not have to go up because of other riders feel their "imaginable rights" are being violated.
(last I checked, driving on state / federal roads was a priviledge not a right)
The medical bills of an MC rider who has been in a serious accident will by far exceed his / her life time premiums. I should not have to help pay for their gross negligence.
Case in point.......my $35,000.00 Avalanche cost me less then $50.00 per month (full coverage), my $9000.00 FJR cost me over $60.00 per month. My driving record didnt change from one to the other.....its the driving and accident rates of OTHERS.
As someone earlier implied.....most laws on the books are there because someone lacked common sense and as a result we are all paying for it.........its been that way since the beginning of time.
(edited by NC)
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