Here's my thought, I bought the YES Warranty and at this moment am wondering what good it did me. On 8/6 my bike failed to turn over, checked the battery which checked OK called all of the local shops (six of them) and the soonest any of them could get it in was 8/18. That was not satisfactory to me as I live here in the Pacific North Wet so escaefjrtist and I went after it and found a bad starter relay (with Ashee's help). I had to wait till Tuesday to order and they all said a week to get it in. So if I would have waited for the YES the bike wouldn't have even been in the shop yet and the part wouldn't have been ordered yet.I ordered the part on line and saved ten bucks including shipping and the part is suppose to be here Thur (8/19).
So my though is if Yamaha and their dealers can't do better than that what good is the YES? At the end of this month the bike will be Three years old with a little over 38,000 miles (I know Carver, a Major CBA player) and I spent $56 on a Starter Relay, and that my friend's is considerably cheaper than the YES.
You're apparently unhappy about having to spend $56 on a starter relay that didn't get paid for under Y.E.S., and you admit you basically fixed it yourself with a little help, much quicker and easier?
I bought Y.E.S. in case my engine blows up, the rear end grenades, or something else that's
expensive to fix. I wouldn't want my local dealer to even touch my bike even if it needed a replacement engine (I just put an ebay engine into my son's EX500, which now that I think about it cost about $200 more than what I paid for Y.E.S.), but I'd swallow my pride and let a Yamaha dealer do it to save the expense (and risk) of buying a GOOD low-miles FJR engine from a wreck. I don't like letting other people work on my bikes.
It's insurance, for big expensive stuff. I wouldn't call my car insurance company to get a light bulb replaced, even if it was free.