I called my local Yamaha Dealer, they will pick it up for $35, and he said "With under 20000 mi its not the cam chain." The working quote is $250 for removing any debris from the intake and checking the cam chain which I insisted upon. He seems to think its not necessary. I told them not to start it or turn it over till it has been checked and put a piece of masking tape over the ignition marked "DO NOT START" they have to remove the tape to start it. They pick it up tomorrow.
-k
They may think you're the biggest, uninformed dork in the universe, but eff-em....it's YOUR bike and you're doing what's smart, even if you've been inspired by some pisswhistle alarmist from Florida.
FYI, there IS historical record of cam chains getting noisy under 20K on this forum. I've found 'em before, but screw it, I'm goin' home. I'll look later.
Ask them for a written guarantee that there's nothing wrong with the chain or CCT, even after inspection.