Are there symptoms of needing a valve check?
See, right there is a perfect example of "mistaken mind-set". People confuse the need for valve checks with the need for valve adjustments.
There are NO symptoms of needing a valve check. But there ARE "indications" of needing a valve check, and Yamaha conveniently provided a device to determine the "indications" of needing a valve check. It's called the odometer.
When the odometer indicates "26,000 miles", "52,000 miles", "78,000 miles", "104,000 miles", etc., then it's time to do a valve check.
For the typical (?) FJR rider, that's about every 2 1/2 to 3 years for each check. For some, like Ignacio for example, it's every 6 months.
HOWEVER, there ARE examples of needing a valve "adjustment". Such as excessive top-end noise due to excess valve clearance; poor gas mileage or loss of power due to lack of valve clearance; or, a non-running, low compression FJR due to burned valve or seriously damaged valve seats.
Valve checks are a scheduled maintenance item, not something to do to keep your bike running correctly.
It's like changing your oil. You should change it every 4,000 miles or thereabouts. You don't have to. You can stretch the oil change out to 20,000 miles if you want to. But the risk is strictly yours. (And the poor ******* who eventually winds up with YOUR bike when you sell it or trade it in.)