Spook
Well-known member
Why would it make any difference to the dealer whether you pay with cash, or a check from your bank? The only thing the dealer has to know is if there's a security agreement so they can put that on the title application. Otherwise it's all the same to them.
Heinen's doesn't finance bikes, and neither does Yamaha, the so-called Yamaha finance offers are actually from HSBC, IIRC. And from what I have read I would avoid HSBC at all costs. YMMV.
Get it out the door with HSBC and then take your time and get a good finance with a local bank or credit union that is what I did not problem. Paid off HSBC after 3 months. 6 percent is a good temp rate.