I priority mailed a glass item I sold on eBay some years ago and it came back refused, when the carrier gave me the box it was so badly
mangled I had to laugh, it was badly smashed and there were even
tire marks on the box.
It was a funny sight.
So I asked him whom do I contact to get my money? He said: "Nobody
says "Whom" anymore {pause for laugh}, and then he said that I'd have
to go to the post office and file a claim. Ok, I said.
So I see the claims clerk and she says, "Did you insure it?"
I said: "No, but you ran over it with a truck."
She said: "If you didn't insure it we don't cover it."
I said: "But you ran over it with a truck, your truck."
She said: "I'm sorry but if it's not insured I can't help you."
I said: "But your truck, it RAN OVER MY BOX - IN YOUR
POSSESSION, you, your truck, my box, you keep safe, deliver, safely."
She said: "The thing is, if it's not insured.." so, I broke in
I said: "Yeah, but the insurance is for if I pack it crappily and
it breaks then you.." she breaks in.
She said: "No if you pack it poorly then we don't pay, even if
you have insurance."
I said: "So let me get this straight, you only pay insurance claims
when you break my stuff and I have already paid you to pay me if you break it?"
She said: "Correct."
I'm pretty sure I fainted at that point as my brain had reached maximum capacity
of crap intake.
Moral: If it has any value at all, always insure it, or use FedEx - UPS - ABX - DHL , or carrier pigeon.