Medivac / Lifeflight Ins??

[SANFRANFJR]

Hey All,

Anybody out there belong to or have any info on lifeflight / medivac insurance?

Thanks,

Kirk

 

[Ignacio]

Not yet, but it's going to be a requirement for those running the '09 IBR. I'll probably be weighing to the cost difference between a short package for the event vs. cost for a longer period like a year.

 

[Silent]

$50 deductable thru Kaiser Permanente. At least that's what my deductable was last time I was life flighted off the hill for hitting a tree :blink: . Original bill was around $15,000.

 

[RenoJohn]

Hey All,
Anybody out there belong to or have any info on lifeflight / medivac insurance?

Thanks,

Kirk

I buy it when I travel in Mexico .......buy like a month's worth or whatever. Never have had to use it, hope to keep it that way
Here is one source, you might look/shop around for what fits your needs the best, as with any insurance some may fit your needs better than others.

I do this in addition to the standard insurance that you also want to make sure you have when traveling abroad. It is not very expensive when you consider that they'll get your broken ass home. I've got a sad story of a buddy who should have got flighted home to USA hospitals, instead got brain surgery done in La Paz .....results were not optimal :-(

...not to mention the hoops and money his family had to go through after the fact to pay for services down there (in cash) and then the cost to medijet him home ...and then the USA hospital expenses. It seems it is costly and not easy to fix a bad brain surgery done in foreign lands.

.....IMO this insurance is worth it, especially if you're riding far from your preferred medical help.

 

[Silent]

LifeFlight.org

Figgured I'd add something a tad more useful B)

 

[exskibum]

I've had this for about 3 years now -- mostly because it's very reasonable and covers the Northern Calif/Northern Nevada areas I regularly ride, as well as some or much of Oregon, Washington, Idaho, and Wyoming:

https://www.enloe.org/guide_to_services/eme...shipApp_NEW.pdf

They're based in Chico, but have greater coverage with the plan due to affiliated services in other areas. $35/yr. for an individual, $45/year for family. Scroll down to the second page of the application to see the areas the network serves.

 

[SANFRANFJR]

I've had this for about 3 years now -- mostly because it's very reasonable and covers the Northern Calif/Northern Nevada areas I regularly ride, as well as some or much of Oregon, Washington, Idaho, and Wyoming:
https://www.enloe.org/guide_to_services/eme...shipApp_NEW.pdf

They're based in Chico, but have greater coverage with the plan due to affiliated services in other areas. $35/yr. for an individual, $45/year for family. Scroll down to the second page of the application to see the areas the network serves.

Thanks for all the info

 

[canyonman]

Anyone else got any info?

Looking for something nationwide.

 

[Fairlaner]

Some of us will be looking for something to cover us in Canada as well......

Suggestions?

R

 

[Tyler]

https://www.enloe.org/guide_to_services/eme.../flightcare.asp

"Is affiliated with the Association of Air Medical Membership Programs (AAMMP), which means members' FlightCare benefits transfer to the sister programs"

Doing a bit more searching:

https://www.stlukesonline.org/specialties_a...servicearea.php

"In cooperation with the Association of Air Medical Membership Programs (AAMMP), Air St. Luke’s membership benefits extend to nine programs from Wyoming, Idaho, Oregon, Washington and California. This means that if you are a member of an AAMMP transport program, we will honor that membership, resulting in no out-of-pocket cost to you.

Members of the Association of Air Medical Membership Programs (AAMMP)

Air St. Luke's - Boise & Meridian, ID

Air Life of Oregon - Bend, OR

CalStar - Hayward, CA

Saint Alphonsus Life Flight - Boise, ID

Wyoming Life Flight - Casper, WY

Portneuf Life Flight - Pocatello, ID

Enloe Flight Care - Chico, CA

Care Flight - Reno, NV

Life Flight Network - Portland, OR

Northwest MedStar - Spokane, WA"

And CALSTAR's reciprocal relationships are listed here:

https://www.calstar.org/documents/FAQ.CALSTARMembership.pdf

 

[Tyler]

You might also want to look at these folks of you travel a lot.

https://www.medjetassist.com

---------------------

Membership Benefits

MedjetAssist is your ticket home if you become ill or are injured.

As a MedjetAssist member, if you are hospitalized virtually anywhere in the world, simply call MedjetAssist, and a specially equipped aircraft with a medical team can be dispatched to bring you to your home hospital or hospital of your choice, so you can be treated by your personal physician and be close to your family.

MedjetAssist is a prepaid, air medical transportation membership program -- not a travel insurance policy or healthcare plan. MedjetAssist was created to provide affordable, high-quality air ambulance service to individuals, families and businesses.

Lloyd's of London underwrites the program to guarantee that a transport will be available to every MedjetAssist member in time of need.

MedjetAssist transports members without regard to medical necessity. Members who are hospitalized may choose to be transported to another hospital, one of their choice.

There is no limit on the cost of a medical transport. And unlike travel insurance or travel platinum cards, MedjetAssist provides medical evacuations for its members both globally and domestically.

MedjetAssist's services are provided to members 24 hours a day, 365 days a year.

 

[johnny80s]

Some of us will be looking for something to cover us in Canada as well......
Suggestions?

R

Stop riding like fucking maniac! Just a thought... :good:

 

[Ignacio]

Anyone else got any info? Looking for something nationwide.

I would go with Medjet. They'll cover the U.S. and Canada for less than $250 a year.

In fact, I tried, but my state won't let them do business here (sort of like Florida and the YES warranty) and will have to be going with a more expensive competitor.

 

[rushes]

So far, for a guy that might need a lift out of Booger Holler, AR, MedjetAssist looks like about the only option.

??? :dntknw:

 

[Tyler]

Anyone else got any info? Looking for something nationwide.

I would go with Medjet. They'll cover the U.S. and Canada for less than $250 a year.

Annual Membership $250.00

Family Membership $385.00

Short-Term Membership

Starting At $95.00

Domestic Individual Membership $175.00

Domestic Family Membership $305.00

 

[mdisher]

doesn't MedJet also transport your bike back home (or rather what's left of it).

Or is that someone else?

I didn't see it on their home page, and vaguely recall this being discussed on the LD list recently.

 

[jcyuhn]

I have Medjet with the "motorcycle owners protection plan", whatever that is. My spouse signed us up No first hand experience with them (knock, knock...), but they have been invaluable to fellow bicycle riders who had bad accidents out of country. Medjet seems to be the favorite within a bicycle touring club of which I am a member.

Be sure to research what they will do for you domestically. Don't assume they'll just send a Learjet to pick you up wherever you have a getoff. They will make sure you are safe and well cared for, but you don't get to ride in the air ambulance unless you really need it. Know what you are buying.

 

[rickcorwn]

doesn't MedJet also transport your bike back home (or rather what's left of it).
Or is that someone else?

I didn't see it on their home page, and vaguely recall this being discussed on the LD list recently.

Yes, the MC protection plan will send your bike home even if they won't send YOU home. https://www.medjetassist.com/plans/motorcycle.aspx

I have Medjet with the "motorcycle owners protection plan", whatever that is. My spouse signed us up No first hand experience with them (knock, knock...), but they have been invaluable to fellow bicycle riders who had bad accidents out of country. Medjet seems to be the favorite within a bicycle touring club of which I am a member.
Be sure to research what they will do for you domestically. Don't assume they'll just send a Learjet to pick you up wherever you have a getoff. They will make sure you are safe and well cared for, but you don't get to ride in the air ambulance unless you really need it. Know what you are buying.

As long as your at least 150 miles from home MedJet will kick in.

I got this a few years ago but let it laps I'm thinking of renewing this year. If your existing insurance will not transport you home if you're hospitalized this could be a good option. If you get sick or injured needing hospitalization they will transport you home either by commercial airline first class with a medical assistant or if necessary an air ambulance. With the additional MC coverage they will transport your bike home if you're hospitalized or if you're unable to physically ride home yourself.

The two basic scenarios I want to avoid are... One, getting sick or hurt 1,000 miles from home and needing my brother, mother or uncle to come down and take care of me and my stuff. They need to take time off of work, fly down, take care of you 'till you're out of the hospital, rent a U-Haul truck, buy straps, load bike then you get to ride home in the truck with whatever aches and pains are left over after they boot you out of the hospital.

Two, you get hurt bungee jumping, falling off your MC or a bar stool and break your collar bone, ankle, wrist, what ever. They patch you up and boot you out of the ER. Your bike is fine but you can't ride, you're not hospitalized so they won't fly you home but if the doc says you can't ride they ship your bike home. You have to ride the bus but the FJR gets a lift. You don't need to find a safe place to store it and a plane ticket back after you heal up so you can ride it home or do the whole U-Haul thing only now alone and with a broken collar bone.

Read the fine print, do some research and make up your own mind. It's a good deal for me.

 

[Bandit12]

Great thread. This is something my wife and I are looking into for our family. We have 4 girls at home (ages 10-15) and my 14 yo son from a previous marriage has been with us since November. On April 4th, he decided to do something stupid on his bicycle and crashed. Bad. 5 compression fractures in the T3-T10 vertabrae. Plus 5-6 of the transvers process (the little wing tip bones on the spine) were broken as well. We took him to the ER to be checked out. He was admitted to the local hospital but could still walk with assistance that day. 2 days later, he started complaining that his legs felt tingly and he was starting to lose control of them, couldn't stand or walk without major assistance. The docs did an MRI and found a blood clot in his spine. They airlifted him to Reno and did emergency surgery to fuse his spine. He now has 2 titanimum rods and 14 screws in his back permanently. He's up walking and doing fine now, but it was a close thing. He's going back to Dover, DE the beginning of June. About 2 weeks ago, I got the bill from the Air Ambulance service. 10K just to start the engine on the chopper + $107 per air mile. Quincy to Reno is about 70 air miles so the total bill was nearly $17,500. Thank God we have good insurance on him and my co-pay for him should only be $20. My insurance from being retired military can't cover me or the wife and girls that well because we don't live within 50 miles of a military hospital.