One thing to make sure of is do they haul you out of the ditch to the hospital to begin with. I just called Medjet and they do not. That is probably a greater financial consideration than from hospital to hospital or home. From the several helicopter rides that I have heard of you are looking at around $15,000 for a ride. I was lucky in my spill last year that an amublance was adequate and it was $450 for the pickup and $10 per mile for the ride.
Chester
Chester