Carl,
Bought my 08, before taxes and fees, for $12,175. Here in SC, we pay a max of $300 on vehicles, plus about another 25 bux for title/registration fees. So my total came to $12.5K. But thats me and thats here.
A dealer in Columbia, SC, had three 08's (the A models, with the clutch) at time of my purchase, but he would not come below $12.5K (before tax/title/license).
D&H Cycle in Cullom, Ala (about 50 miles north of Birmingham) sell a lot of FJR's to folks on this forum. I believe they were selling 08's for around 12K. You could fly in, they pick u up at the airport and drive you to their shop. You seal the deal and ride the bike home. Many have chosen this option for savings and fun. BTW, they also have the absolute best price on the extended warranty offered by Yamaha called the YES warranty (Yama Extended Service). They continue to sell the 4 year YES for $389 per Gerald last week. (I think there cost on it is $369). I had a dealer quote me $600 on the same YES. You can buy your bike anywhere and still buy the YES from D&H. So it pays to shop around and be informed. Use Google to help you search this forum and other sites for pricing help.
Don't get in a hurry and you will save yourself some coin. Then you may be able to rent a clown!
Regards,
LCJ