The bike sustained a dented left muffler (in the end of the muffler, near the exhaust outlet). My
Hyperlights :blink: placed by the license plate were bent - but that is about all. I have her insurance info from the incident report. Its been a while since I submitted any accident damage to another's insurance - how does this work anyway?
I guess I admit I rely blindly for my hyperlites to protect me. Will sit at a traffic light in neutral, but do watch my rear 6 o'clock. I hold the brake until a car or two are safely stopped behind me. I also look for a risk management "out" if needed to my left or right and front.
they either send out an adjuster to you, or ask you to come to their "drive in" assessment center.
I admit I'd be tempted to throw myself off the bike onto the ground and stay there. EMS would check me out on the scene.
That usually logrithimic increases their motivation to "please" you.Lastly- on the ride home, it made me think about the risks out there. Things can change in a nanosecond. I was sort of feeling - this is a 'shot across my bow' and its time to get rid of the bike. This was really quite minor in the scheme of things - but I was really pondering the risks. Hats off to all who have survived going down on the road.
Any tips, tricks and advise for moving through this with the insurance folks?
never never never accept the first offer...take the bike to a few official YAMAHA dealerships and get full estimates to bring it to 100%.
use this for ammo...I went round and round on my last two Comprehensive (tree fell on my van from a hurricane and scratch up the paint and my Lexus caught fire when the fuel hose started leaking) I had to do my homework, internet study, and mechanic/paint shop estimates which are real world, not some figure in a book or statistical chart (Actuary???).
<wrench your back and head for the chiropractor>
note: the injury statements are tonque in cheek and total sarcasm...insurance, though, is another of life's "GAMES" to play with silly businessmen
ATTGATT...ride like you are invisible and they are all out to kill you
enuf said
best of luck to us all
let's ride safe and be careful out there,
Mike in Nawlins'
Thanks
Mates