The biggest issue with wearing a lot of gear is APPEARANCE.
It's easy to justify the gear, and it's easy to deal with the heat and hassle of putting the gear on. But the what requires the most tolerance is dealing with other people who don't understand why you're wearing the gear. "You look like a power ranger". "Are you from Mars?". "You must be hot!" (thanks, but I'm married ...!) "How can you wear that in this heat?". "Isn't that hot?", etc. Most are innocent, but once in a while there's a jack@ss who says something like "If you think that will save, you should learn to ride" (when they do neither).
If you're strong enough of mind and secure in your own decisions, it won't be an issue. But if you seek acceptance from other people, have a need to "fit in" or are susceptible to peer pressure you might get discouraged.
On good days I'll take the time to respond. I'll say something about "saved my butt several times" or "it's like riding in the shade, and the shade is cooler than no shade", or whatever. On bad days I ignore them and walk away.
Personally I wear an Aerostich RC 1pc, helmet, boots and gloves. Like others, I've tried several cheaper pieces before getting the 'stich and now only have the 'stich. It goes on super easy, covers me head to toe, goes off super easy. I can layer under it for warmth, or wear compression gear when hot. It comes off easy so when stopped in hot weather I can quickly slip out of it into nearly nothing. When going to work, it keeps the bugs off. When it looks like it will rain I don't have to decide whether stop to put on rain gear. WHen it's wet it drys quickly. When it gets hot I just open vents .. don't have to remove it to remove an underlying liner. When I crash it protects me, then I send it in for repairs instead of buying a whole new suit.
All this boils down to these items of advice:
1. Don't be a tighwad - spend the money on good gear. It will outlast your motorcycle.
2. Safety starts with the right gear, then taking the classes to become a more proficient rider.
3. Avoid dark colors .. they aren't visible and they get hotter in the sun.
4. Ride more!