I run low beams during the day. I find that when I am in my Jeep an oncoming MC with high beams on it is distracting (along with Harleys and their triple headlight look from high power driving lights or the ricer cars running driving lights during the day). Those modulating headlights are even worse. I just assume all the cars will not see me coming when I am on the bike. Every intersection I have a thumb over the horn and fingers covering the brake lever just in case.