:dntknw: I would liken that question to why do bikers need to carry a flat repair kit, first aid kit, cell phone, etc., etc.
Or for that matter why would a person need to carry home owners insurance, vehicle insurance, medical insurance etc., etc.
Unpredictable and unpleasant things happen in life.
Who can predict if a tornado is going to hit your house or be out on the road in your cage and have a hailstorm nail you. Sure don't want that to happen or plan for it, but if it does, it's nice to know you have insurance that will cover the damage and allow you to rebuild your home or repair your auto.
How many of you have gone out for a ride and planned on having a flat tire? Not a one of us. But, it's nice to know that if you get a flat, that there is a tire repair kit in the saddlebag.
How many of you have been talking on your cell phone; either just walking around or driving down the road in your cage and had the signal drop out on you? Or for that matter been out in the middle of Wyoming, Montana or southern Utah and couldn't even acquire a signal?
Even if your cell phone is working properly, what is the response time of the local police department? (Dallas P.D. audit a while back showed average response time to a 911 call was 27 minutes...a lot can happen in 27 minutes.)
I always have my situational radar on and avoid getting into bad situations at all costs, but sometimes people get caught in unpleasant situations through no fault of their own and it may very well be a life and death situation. It's nice to know you have something that may save your life....or get you out of a unpleasant situation.
It's all part of proper contingency planning and preparation for the gotcha's in life.