Had a YJ Wrangler (square headlights) for almost 10 years in Brandon, FL. Fabulous vehicle, though it was very simple: no A/C, no radio (put one in myself, with DIY antenna), and manual transmission.
Ran it for 100,000 miles with only a "bikini top" through mud, water, sand, jumping curbs in the city, and having all the neighborhood kids treat it like a jungle gym when I left it parked in the driveway. It's too rough a ride for my 60-year-old body, so I now have an Outback that can do almost everything the Wrangler could do.
All that said, I wouldn't buy myself a new-model Jeep -- even using your money. They just don't seem to be as tough.