If i'm just going for a short ride like to my buddies... yes, shorts McGee here i come. I'm not dressing all up in no 100 degree weather to go down the road a it. U can call it stupid (protection wise) but at least I won't be one of those morons spending more time dressing and undressing than what it takes total time to get there.
Long or aggressive rides is another story and yes I'm all about the correct gear. So depends ~~~~ situation.
Now I do wear a FF helmet even in States that don't require them. Go figure
but note the helmet whips on in 1.6 seconds.