Not meant to be criticism-I would not let my wife on the bike without full gear, no matter what weather. She thought I was overboard, until last year when we also hit gravel . That is, a diesel slick first, I righted the bike and hit gravel next as soon as I regained control from the diesel (same turn, same episode). Each slide was so fast, no time to think. Still don't know how I kept it up, I'd swear I saw pavement a foot from my head! The point-she said "I'll never again think you were being dramatic by insisting I wear all that stuff." She's still antsy about feeling at ease again. She learned what I already knew from experience-sometimes all the skill in the world may not make a difference.