When I was in my early teens I witnessed a car pull out in front of a motorcyclist which resulted in a upright broadside hit and a dead on impact rider. When I moved from a dirt bike to my first street bike that memory stayed with me and saved my life two years later. It took me twenty years to get back on a street bike. Last spring I sold my bike mostly due to financial stress from the purchase of a boat the year before. In the 32,000 plus miles of ridding I had what I consider two very close calls. To me that means a seriously close call that would have resulted in death or very serious injury. One was of my own mental lapse and the other was out of my control. I had several WTF moments with cagers but no more than I have had while in my F150 and none that would have resulted in a crash.
After selling the bike and then deciding to get out of boating before I went bankrupt, I decided not to get another bike again. My reasoning was the increase in drivers who were texting while driving and what seemed like an increase in motorcycle fatalites. That decision was short lived. Motorcycling is what I love. I didn't like golf, boating, home improvement projects & I was bored with shooting.
Whether by diease, natural causes, or tramatic injury life has an end. I decided that I wasn't going to not do something I loved because of the inherrent risk. I haved had two recent close calls while in my truck. One involved a driver crossing into my lane and the other a moose. Not long ago I stepped out into an isle way at a manufacturing plant right into the path of a fork lift.
Having said all that, and probably way too much, I'm not trying to talk you out of your decision. You must do what is right for you and I respect your decision to pursue a lower risk lifestyle. For me, I can't give it up nor replace it with another pastime such as boating. Riding is in my blood and I'll continue to ride until I physically cannot do it anymore.