Insurance

[NMRoadRunner]

GEICO $41.50 a month, full coverage + uninsured motorist ( a must have in Newer Mexico) that also includes liability for my 89 Honda TransAlp

 

[cruppelt]

Your $140 rate is being subsidized by what they are charging you on the other insurance. The real cost is what you can get it for without all the other stuff. To find where they are making up the difference you'd have to shop for the best price of the other insurances too.

Sorry, not true - the subsidizing comes from folks that sign up with them now and for single insurances, as in no package deals and no long time customer award rates.

These guys turned out to be cheaper by far on every single one of our insurances when comparison shopping, and I did several comparisons over the last ten years. The deal is in the package discounts + long term + preferred customer discounts together. It helps to not have had to use them much as well, but when I did need them they were right there with no hassle payout.

I do agree that SOMEONE likely overpays for my fee to be able to be this low, but it's not me.

 

[Wayward_Traveller]

This hasn't been posted in for awhile now, but I just got my renewal for this year:

MetLife

100/300 Bod Injury

50 Prop Dam

100/300 UNINS

$150 deducs on COMP COLw/UNINS WAIVER

With Tow

$253 per year

22 years riding experience/ safety class, Instructor deduction.

No tickets or accidents in 12 years.

 

[Jogle]

Progressive $291 yr. full cov. $250 ded. also insure an 07 Honda Rincon on the same policy $116 yr.

No tickets last 5 years.

Knock on wood !!

 

[Jogle]

I see mine is not that great as some.

bod inj. 25000/50000

pro. dam. 20000

unin.body 25000/50000

prop. 20000

towing miles ? $75 per

But hey I have coverage !